Financing made simple.
Hi, I'm Nicholas Tonini. Whether you're buying your next property or refinancing the one you already own, I'll help you find a competitive rate — partnered with HomeShield Mortgage, LLC.
Why work with me
Competitive Rates
Priced to stay competitive in any market condition.
Fast Pre-Approvals
Move quickly once you're ready to make an offer.
Loan Options For Everyone
First-time purchase, refinance, FHA, VA, jumbo, and more.
Direct Service
One point of contact, accountable to you, from application through closing.
Loan Options available
Conventional (30 & 15-Year Fixed)
Adjustable-Rate Mortgages
FHA Loans
VA Loans
Jumbo Loans
USDA Loans
203K Renovation Loans
Rate-and-Term Refinance
Cash-Out Refinance
DSCR
Bridge Loans
Hard Money LoansThinking about refinancing?
If your rate, payment, or terms aren't fitting anymore, it might be time to take another look. I can walk you through your options at no obligation.
-Lower your monthly payment with a better rate
-Shorten your loan term to build equity faster
-Cash-out refinance to tap into your equity
-Drop mortgage insurance once you qualify
-Switch loan types — ARM to fixed, and more“Their attention to detail and commitment to quality truly stood out. We’ve already recommended them to others.”
– Former Customer
Ready to get started?
Let's find your rate.
Fill out the form and I'll follow up personally — usually within a few minutes.
Nicholas Tonini, NMLS #2815084, is a licensed loan originator with HomeShield Mortgage, LLC, NMLS #2516887. Equal Housing Lender. This is not a commitment to lend. All loans subject to credit approval.